Welcome to the ARIA 2021 Annual Meeting Agenda App. You are seeing this in simple view. Click on any session to see Presenters, Discussants and a Session Description. Click on Presenters to find a single presenter and their sessions. If you find an error, please email gphillips@aria.org. Registrants have been added and will continue to be updated until 7/29/21 when registration closes. Zoom links will be shared directly with all participants two days prior to the conference. Please make notifications@sched.com a "safe sender" in your email system. We will be sending messages throughout the conference through this medium.
Bo Shi, Morehead State University; Thomas Sager, University of Texas at Austin; Etti Baranoff, Virginia Commonwealth University; Dalit Baranoff, Johns Hopkins
Under the Affordable Care Act (ACA), health insurers voluntarily list qualified health plans on the marketplaces. Although marketplace plans are subject to rigorous regulatory coverage and rate requirements, the ACA requires that insurers use a single risk pool for both marketplace and off-marketplace plans when developing premiums. Instead of the marketplace plans premiums that are usually under the spotlight, our study focuses on off-marketplace private individual plan premiums. Nationwide individual plan Per Member Per Month (PMPM) premium experience of marketplace insurers is consistently higher than off-marketplace insurers and is as high as 23.19% by 2019 ($563 vs. $457). It is imperative to check whether off-marketplace individual plan policyholders paid higher premiums involuntarily as marketplace plans offered generous coverage at competitive rates. In other words, are marketplace plans subsidized by off-marketplace private plans? Our perspective is pertaining to the benefit of more than 7.28 million off-marketplace individual health plan policyholders by 2019.
